ABOUT SKENARIOLABS
Built to close the data gap in real estate finance.
Founded in 2015 in Helsinki, we started with a simple observation: institutions were making billion-euro decisions about real estate with incomplete, outdated, and fragmented data.
We set out to build the data infrastructure that real estate finance deserves—comprehensive, continuous, and trustworthy.
Today, we serve 200+ clients across European markets, providing the data backbone for risk decisions and financing pathways.
€60B+
Collateral under intelligence
200+
Financial institutions
1M+
Assets scored monthly
WHY WE EXIST
Real estate finance is being repriced in real time.
Climate risk, regulation, building condition and market dynamics are reshaping asset values faster than traditional valuation cycles can respond.
SkenarioLabs delivers continuous asset-level intelligence, quantifying risk, capital requirements and future value across every property in a portfolio.
Future Value
Forward-looking forecasts of value, liquidity, and performance based on climate, regulation, asset quality and market dynamics.
Capital Exposure
Retrofit costs, maintenance requirements, regulatory compliance and future capital expenditure quantified across the asset lifecycle.
Risk Exposure
Flood, heat, subsidence, transition and operational risks translated into financial impact at asset level.
Portfolio Intelligence
Asset-level insights aggregated into portfolio, lending and investment decisions with continuous monitoring and repricing.
Why this matters
The institutions that price real estate now decide how the built world transforms.
The industry has spent decades optimising capital, debt and transactions. The next challenge is understanding how every asset will perform in a world of changing climate risks, energy requirements, building standard and market conditions. The winners will be the ones with the clearest view of risk, capital exposure and future value.
01
Value is becoming more dynamic
The factors that determine asset performance now change faster than traditional valuation cycles can capture.
02
Risk is becoming more granular
The most important risks are no longer portfolio-wide. They exist at the level of individual buildings.
03
Capital follows insights
The institutions that understand future value first will allocate capital more effectively and build more resilient portfolios.
Meet the team
20+ people across Helsinki, Cambridge and Manchester.
Data scientists, physicists, engineers and finance professionals building the future of real estate intelligence.
Make the next decision with full visibility.
A single conversation to see how asset-level intelligence changes valuation, risk and capital decisions across your book.