Climate
Climate risk assessment
Property-level physical risk scoring across flood, heat, wildfire, storm, subsidence and other hazards, under multiple climate scenarios and time horizons.
Who we work with
Lenders
Make your CRE book future-proof by turning fragmented commercial real estate data into confident lending, valuation, and risk decisions.
Data-driven property intelligence for lending decisions
For most lenders, reliable building data remains the missing piece in understanding risk and value. Commercial portfolios often contain thousands of assets across diverse property types, held on inconsistent records, with limited or outdated energy and climate information. This makes it difficult to assess exposure, model performance, or make consistent lending and valuation decisions.
SkenarioLabs solves this problem by enriching every asset in your portfolio — filling data gaps and standardising information from multiple verified sources. Our platform fuses energy, carbon, retrofit, and physical risk metrics into a single, accurate view of portfolio performance, enabling faster and more confident decisions across origination, risk, and portfolio management.
As regulatory expectations evolve under EBA ESG, CRR3, and CSRD, we help lenders stay ahead with transparent, defensible analytics that align with emerging disclosure and valuation standards.
Capabilities for lenders
A connected set of building-level analytics designed for credit, risk, valuation and sustainability teams.
Energy
Energy performance analysis
Consistent view of energy performance across residential and commercial assets, blending certificates with modelled estimates where records are missing.
Transition
Transition and stranding risk
CRREM-aligned decarbonisation pathways to identify assets at risk of stranding and to test transition assumptions across the portfolio.
Retrofit
Retrofit cost and pathway modelling
Modelled retrofit measures, indicative costs and expected performance uplift to inform green lending, refurbishment finance and borrower engagement.
Valuation
Property valuation and collateral monitoring
Automated valuations and ongoing monitoring signals across residential and commercial collateral, tuned to local market conditions and asset characteristics.
Portfolio
Portfolio screening and scenario analysis
Screen loan books for climate, energy and value-at-risk exposures, and run scenarios to understand sensitivity to policy, market and physical shifts.
Reporting
Regulatory and ESG reporting support
Structured, auditable inputs that support supervisory reporting, stress-testing exercises and ESG disclosures across the property-backed book.
Understand the buildings behind your lending portfolio
Speak with SkenarioLabs about applying property-level analytics across your portfolio.
Contact us