Europe’s hottest summer turned homes into heat traps. Once a comfort issue is now a climate risk, threatening health, affordability, and property values.

Under the PRA’s new CP10/25, UK banks and insurers face a stricter climate risk regime. The new rules demand stronger governance, better data, and robust scenario analysis.

The Mortgage-in-Principle model is changing. Property risks are moving upfront, making home buying faster, fairer, and less prone to last minute surprises.

SkenarioLabs’ Prudent Valuation paper

Understand the ECB’s approach to climate risk and what this means for mortgage lending, ESG, and data management.