Loan Origination Management
Loan origination is the process of evaluating potential borrowers and assessing properties for lending purposes. This includes accurate property market valuations, prudential valuations, thorough ESG assessments, and climate risk management to ensure compliance, minimize risk, and make informed lending decisions.
At SkenarioLabs, we streamline this process by combining property valuations, ESG insights, climate risk and transition risk analysis into one seamless solution. Our service also includes monthly collateral monitoring, ensuring that your portfolio remains compliant and up-to-date with evolving risks. Designed to meet local requirements in the EU and the United Kingdom, we empower financial professionals to process loans efficiently while safeguarding against economic and environmental risks.
Without accurate valuations, robust risk assessments, and ongoing monitoring, financial institutions expose themselves to compliance breaches, financial losses, and reputational damage. By addressing these challenges, loan origination becomes a smoother process, reducing delays and ensuring decisions are backed by reliable data.
With SkenarioLabs, you’ll gain a comprehensive, efficient, and compliant approach to loan origination, ensuring better risk management, faster decision-making, and increased confidence in your portfolio.
Core Benefits
Comprehensive Risk Assessments
Integrates market, transition and physical climate risk management in a single platform for complete loan origination insights.
Relevant Estimates Before Loan Issuance
Gain all necessary property, transition and climate risk estimates upfront, enabling informed decision-making before loans are issued, saving time and reducing uncertainty. Use prudentially conservative valuations for extra certainty.
Automated Collateral Monitoring
Monthly monitoring of property values and associated risks, including ESG, transition and climate risks, ensures your portfolio remains compliant and up-to-date.

Minimal client data requirements
Machine learning & AI technology
Globally adaptable algorithm
Flexible cloud-based system
Analysis across all asset classes
About Skenariolabs
Trusted by Industry Leaders Since 2017
With years of experience and deep integrations, SkenarioLabs has successfully supported financial institutions in loan origination monitoring with accurate valuations and risk management.
Effortless Data Integration
Our AI-powered platform enriches and validates your data, providing accurate insights even with incomplete datasets.
All-in-One Loan Origination Solution
From valuations to climate risk management and monthly monitoring, we provide a holistic service to simplify and enhance your lending processes.
Get Started with Us Today
Make loan origination smarter, faster, and more reliable with Skenarios. Our platform gives you the tools you need to process loans confidently and manage risks effectively.
Contact us today to learn how we can enhance your loan origination and monitoring workflows.
Frequently Asked Questions
It is impossible to valuate property market value without understanding related risks. Our platform analyses ESG and climate risks alongside property valuations and transition risks, providing a comprehensive view of risks associated with lending decisions. Monthly collateral monitoring ensures ongoing risk assessment.
Yes! We offer tailored recommendations on investments that can improve energy efficiency, lower CO2 emissions, and boost EPC ratings. This gives an opportunity serve customers better when issuing the loan.
Our AI and ML algorithms fill gaps, validate inputs, and resolve inconsistencies, ensuring that even minimal datasets are transformed into enriched and actionable insights.
Security is our top priority. The platform complies with ISO 27001, Cyber Essentials, and GDPR standards, ensuring your data is protected at all times.
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HOW WE HELPED ARUP
Decarbonisation of large porfolios
Data access for retrofitting
Investigation of a baseline for comparison.
Data access for retrofitting
Investigation of a baseline for comparison.