CRR3
CRR3 (Capital Requirements Regulation 3) introduces the EU’s implementation of the Basel III standards, and is effective since January 2025. These updated rules are designed to enhance the resilience of the banking sector by emphasising prudently conservative valuations, systematic ESG risk integration, and enhanced monitoring of real estate collaterals.
For financial institutions, this means adjusting valuation methods to exclude speculative price increases, incorporating energy efficiency improvements, and adopting robust monitoring systems for real estate assets. Done right, CRR3 compliance strengthens your institution’s risk management while improving investor and regulatory confidence.
With SkenarioLabs, compliance becomes an opportunity. Our platform ensures your property portfolios meet CRR3 standards while delivering actionable insights into energy efficiency, physical climate risks, and market valuation challenges.
Core Benefits
Prudent Valuation Alignment
Automatically comply with CRR3’s requirement for conservatively appraised values that reflect long-term asset sustainability.
Real-Time Risk Insights
Gain granular data on energy performance, climate resilience, and transition risks for your real estate portfolios.
Streamlined Monitoring
Automate property value updates and regulatory reporting with minimal manual effort, saving time and reducing errors.

Minimal client data requirements
Machine learning & AI technology
Globally adaptable algorithm
Flexible cloud-based system
Analysis across all asset classes
About Skenariolabs
Compliance Expertise
We’re aligned with CRR3 valuation and ESG mandates, ensuring you meet all regulatory requirements effortlessly.
Future-Proof Technology
Our AI-driven platform handles energy, carbon, and valuation risks across portfolios, providing decision-ready insights.
Tailored Solutions
Whether for small-scale assessments or comprehensive portfolio management, our solutions adapt to your needs.
Get Started with Us Today
CRR3 compliance doesn’t have to be daunting.
Contact SkenarioLabs and let us turn your regulatory challenges into opportunities for smarter portfolio management and sustainable growth.
Frequently Asked Questions
CRR3 mandates that real estate valuations exclude speculative price increases and reflect average property values over the last 3-6 years. For example energy efficiency improvements, however, can justify value increases.
Our platform automates valuation updates, integrates energy performance data, and provides risk analytics aligned with CRR3 standards, saving time and ensuring accuracy. Beyond the prudential property valuations the platform estimates transition and physical climate risks. The platform can also summarise the total risk in the portfolio.
SkenarioLabs enriches your existing data with validated external sources, filling gaps and ensuring compliance-ready analytics.
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HOW WE HELPED ARUP
Decarbonisation of large porfolios
Data access for retrofitting
Investigation of a baseline for comparison.
Data access for retrofitting
Investigation of a baseline for comparison.