Market Risk Management
Market risk management in mortgage collateral valuations and loan origination ensures that financial institutions have accurate, reliable property valuations to minimise risk and make informed lending decisions. It involves assessing the current, future and prudential value of collateral, understanding market dynamics, and ensuring compliance with regulatory standards.
This is critical for meeting compliance requirements like CRR3 and EBA guidelines while also protecting against financial risk. Managing economic risk effectively can lead to stronger lending portfolios, enhanced customer trust, and greater long-term stability.
Without accurate valuations and proper collateral risk management, financial institutions risk overestimating the value of collateral, leading to potentially severe financial consequences. With Skenarios, you gain precise, real-time property valuations for all asset classes, helping you streamline loan origination, reduce risk exposure, and meet regulatory demands.
Incorporating Skenarios into your workflow ensures confidence in collateral valuations, improved loan origination efficiency, and compliance with EU and Great Britain standards.
Core Benefits
Comprehensive Risk Management
Skenarios provides accurate valuations across residential, commercial, and industrial properties, meeting local requirements for both mortgage and prudential valuations. Combine market risk with prudential valuations, transition risk and physical climate risk analysis for a complete risk view.
Streamlined Loan Origination Processes
Automate the valuation process to improve efficiency and reduce manual work. Ensure consistent data and insights to support confident lending decisions.
Regulatory Compliance Made Easy
Pre-aligned with EU and Great Britain regulations, including CRR3 and EBA guidelines, our platform ensures full compliance without added complexity. Simplifies prudential valuation reporting, reducing administrative burdens.

Minimal client data requirements
Machine learning & AI technology
Globally adaptable algorithm
Flexible cloud-based system
Analysis across all asset classes
Why Skenariolabs
Proven Expertise in Economic Risk Management
- With years of experience serving financial institutions across the EU and Great Britain, Skenarios is a trusted partner in accurate mortgage valuations and risk assessment.
Minimal Data Requirements, Maximum Impact
- Even with limited or incomplete datasets, our advanced algorithms enrich and validate data, delivering reliable results that meet prudential and mortgage valuation standards.
All-In-One Platform
- Skenarios supports all asset classes and integrates seamlessly with your processes, providing a unified solution for mortgage collateral and prudential valuations.
Get Started with Us Today
Transform your mortgage collateral valuations and loan origination processes with Skenarios. Our platform is designed to meet your specific needs, delivering accuracy, compliance, and confidence. Contact us today to discover how Skenarios can enhance your valuation risk management workflows.
Frequently Asked Questions
No problem! Our advanced data enrichment capabilities fill gaps in your datasets, ensuring compliance even with minimal data. Our platform generates insights based on the best available information while maintaining accuracy.
Your data security is our top priority. SkenarioLabs is ISO 27001 certified company. Our platform uses enterprise-grade encryption and robust access controls to ensure your information is protected.
Prudential valuations are required to ensure conservative assessments of collateral, especially for regulatory compliance. SkenarioLabs provides accurate, transparent valuations that align with prudential standards across the EU and Great Britain.
Absolutely. SkenarioLabs supports valuations for residential, commercial, and industrial properties, offering comprehensive coverage for diverse portfolios. The service is available in the EU and United Kingdom. Some markets have limitations on the availability.
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